YOUTH +
MANA
Be Future Ready with
The Credit Score Builder for teenagers to get ahead in Life!
Mana Pacific is proud to introduce MANA Youth+
allowing teenagers to Build their Credit Score
from as early as their 13th Birthday.
Why start early?
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Up to 50% of a U.S. credit score, is based on credit age, and a long successful credit history.
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An excellent credit score can make a life-time of difference to the cost of important things like student loans, home ownership, and lifestyle purchases, including a Car!
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An early start can make all the difference.
![2186 [Converted]_edited.png](https://static.wixstatic.com/media/6e8029_eee23fa7804b4003becb5075afb22cdc~mv2.png/v1/crop/x_10,y_0,w_1272,h_1782/fill/w_441,h_601,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/2186%20%5BConverted%5D_edited.png)
Our product are designed for a Digital Generation.
Simple, flexible and convenient.
Digital and available 24/7
Take steps to be part of the global 1%.
Simple to use Account App
Transparant and
Simple Pricing
MANA+ helps you build your credit score. That shows lenders you're trustworthy, and could save you $1,000 on credit cards, loans, and mortgages every year.
1 / Open a Mana Checking Account
Simply choose a Mana checking account to begin the process. Mana accounts are FDIC insured, and come with no monthly or annual fees. It’s easy to get started.
2 / Choose a Credit Builder Program (or two!)
Choose from one of our many credit builder products. You can take a small loan (0% APR), a set or flexible saving amount to repay a starter-credit facility, or open a secured credit card (coming soon). We charge fees for some of these products to help us provide this service - ask your parents or a trusted adult, which might be the best for you.
3 / Watch the Magic Happen!
Over time, your credit score should begin to rise quite quickly. We recommend 3-5 years of our services to give you a great start. See our product page for more details (coming soon) - or sign up now to be notified automatically of new options!
I am only 14 years old and before I started with MANA YOUTH+ I thought as a 14 year old I would never be able to start learning about money or get my own card etc… But MANA enlightened me and I recommend every teen to download it and start learning!
Fiafia Smith, Teenager from Samoa
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